The Marcelle Minute 1.7.26

Malcolm Marcelle

Published on: 07/01/2026

The Marcelle Minute is a real estate and mortgage education blog focused on NYC real estate, first-time homebuyers, real estate investing, and long-term wealth building. Covering mortgage rates, New York City housing market trends, buying property in NYC, credit education, and financial literacy, The Marcelle Minute breaks down complex real estate topics into clear, actionable insights. The blog also documents Project 1.5M by Malcolm Marcelle—a transparent, real-time build of a mortgage business to $1.5M in annual net profit—while highlighting Keys for Community Heroes, a mission-driven initiative dedicated to helping first responders, blue-collar workers, and working families achieve sustainable homeownership. Built for buyers, investors, and real estate professionals who want clarity, strategy, and real numbers.

The Marcelle Minute

Malcolm Marcelle

Published on: 04/09/2025

This blog is built for NYC first-time homebuyers, with a special focus on first responders and blue-collar workers who want to transition from renting to owning. It explains how mortgage rates in the mid-6s and a 66% surge in refinancing create new opportunities for affordable homeownership. It highlights how Manhattan rent vs. buying compares in today’s market and shares 3 simple homeowner tips for managing a property without added stress.

The Marcelle Minute